Privacy Policy
🛡️ Effective Date: June 19, 2024
At Xadi Digital, we are committed to protecting your privacy and ensuring the security of your personal data in full compliance with GDPR and international privacy standards.
🌟 Introduction
Xadi Digital ("we," "our," "us") is committed to protecting your privacy in compliance with the General Data Protection Regulation (GDPR) and other applicable privacy laws. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you visit our website (xadi.digital) and use our digital banking and fintech services.
🔒 Your Privacy Matters: We believe in transparency and give you full control over your personal data.
📋 Information We Collect
We may collect and process the following types of personal data:
👤 Personal Identification
- Full name and contact details
- Email address and phone number
- Postal address and identification documents
- Date of birth and nationality
🏢 Business Information
- Company name and registration details
- Job title and business address
- Financial institution details
- Business licensing information
💻 Technical Data
- IP address and device information
- Browser type, version, and settings
- Operating system and platform
- Session data and cookies
📊 Usage Analytics
- Platform usage patterns
- Transaction history and preferences
- Feature utilization data
- Performance and error logs
⚖️ Lawful Basis for Processing
We process your personal data under the following lawful bases as defined by GDPR:
Contractual Obligation
Processing necessary for performing our digital banking services contract with you.
Legitimate Interests
Improving our fintech platform, fraud prevention, and service optimization.
Consent
Where you have given explicit consent for marketing communications or optional features.
Legal Compliance
Meeting regulatory requirements for financial services and anti-money laundering.
🔧 How We Use Your Information
🚀 Service Delivery
Provide and enhance our digital banking platform, process transactions, and manage your account securely.
📢 Communication
Send important updates, security alerts, newsletters, and relevant fintech industry insights.
📈 Analytics & Improvement
Analyze usage patterns to improve our platform performance and develop new features.
🛡️ Security & Compliance
Protect against fraud, ensure regulatory compliance, and maintain the highest security standards.
🤝 Data Sharing
We may share your data only with:
🔐 Data Security
Bank-Grade Encryption
All data is encrypted using AES-256 encryption both in transit and at rest.
Multi-Factor Authentication
Advanced authentication systems protect access to your sensitive information.
Secure Infrastructure
Our systems are hosted in certified data centers with 24/7 monitoring and intrusion detection.
Regular Audits
Independent security audits and penetration testing ensure continuous protection.
👑 Your Data Protection Rights
Under GDPR and other privacy laws, you have comprehensive rights regarding your personal data:
🔍 Right of Access
Request a copy of all personal data we hold about you, including how it's being used.
✏️ Right to Rectification
Correct any inaccurate or incomplete personal data in our systems.
🗑️ Right to Erasure
Request deletion of your personal data when it's no longer necessary for our services.
⛔ Right to Object
Object to processing of your personal data for marketing or legitimate interests.
⏸️ Right to Restrict Processing
Request limitation on how we process your personal data in certain circumstances.
📦 Right to Data Portability
Receive your personal data in a machine-readable format to transfer to another service.
📧 Exercise Your Rights: Contact us at hello@xadi.digital
We will respond to your request within one month as required by GDPR.
🍪 Cookies and Tracking
We use cookies and similar technologies to enhance your experience and analyze platform usage:
You can manage cookie preferences in your browser settings or through our cookie consent banner.
🌍 International Transfers
Your personal data may be transferred to, stored, or processed outside the European Economic Area (EEA). When we transfer data internationally, we ensure appropriate safeguards are in place:
- 🛡️ Adequacy Decisions: Transfers to countries with adequate data protection levels
- 📋 Standard Contractual Clauses: EU-approved contracts ensuring GDPR-level protection
- 🏢 Certification Schemes: Partners certified under recognized privacy frameworks
- 🔒 Additional Safeguards: Technical and organizational measures for extra protection
📅 Data Retention
We retain your personal data only as long as necessary:
🔄 Policy Updates
We may update this Privacy Policy periodically to reflect changes in our services, legal requirements, or industry best practices. Material changes will be communicated through email notifications and prominent website notices.
📅 Last Updated: June 19, 2024
🔔 Next Review: June 2025
📞 Contact Us
For questions about this Privacy Policy or to exercise your data protection rights:
Data Protection Officer
dpo@xadi.digital
Address
Xadi Digital
Amsterdam, Netherlands
Supervisory Authority
Dutch Data Protection Authority (AP)
autoriteitepersoonsgegevens.nl